「MoneyHero“僱主荷包補貼”限時優惠」（「推廣活動」）由MoneyHero Insurance Brokers Limited（「MoneyHero」）舉辦，並將於2023年11月20日下午6時至2023年11月27日下午6時（包括首尾兩天）舉行（「推廣期」）。
參加本推廣活動即表示參與者同意 (i) MoneyHero與產品提供者分享其個人詳細信息，以便準確追蹤申請和/或批准的數量，並確認參加者是否合資格獲得任何推廣獎賞，以及 (ii) 透過電子郵件接收MoneyHero與本推廣活動相關的通訊，每項通訊均符合MoneyHero的隱私權政策。
MoneyHero “Subsidise Your Expenses!” Limited Time Offer’s Terms & Conditions (the “Terms & Conditions”)
Eligible Customers (each as defined below) who successfully purchase a domestic helper insurance product of Zurich, Allied World or Generali within the Promotion Period (each as defined below) through MoneyHero, will receive a HKTVmall e-Voucher of face value HK$100 (“Promotion Reward" or “e-Voucher”)).
The MoneyHero “Subsidise Your Expenses!” Limited Time Offer (“Promotion”) is organised by MoneyHero Insurance Brokers Limited (“MoneyHero”). The promotion period of the Promotion is from Nov 20, 2023 (6pm) to Nov 27, 2023 (6pm), both dates inclusive (the “Promotion Period”).
In order to receive the Promotion Reward and to comprise "Eligible Customers", customers are required to, during the Promotion Period:
Be a resident of Hong Kong aged 18 or above;
Complete a purchase of an Eligible Product (as defined in Clause 4 below) through MoneyHero during the Promotion Period (including payment of the premium). If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero in accordance with these Terms and Conditions; and
Maintain the Eligible Product in a valid state and not cancel nor be refunded for the Eligible Product.
Eligible Products and Product Providers
For the purposes of this Promotion, the Eligible Products and Product Providers are:
Zurich Helpersafe Domestic Helper Insurance Plan
Zurich Insurance (Hong Kong)
MaidGuard Plan 3
Allied World Assurance Company, Ltd
Domestic Helper Insurance
Assicurazioni Generali S.p.A. – Hong Kong Branch
The Promotion Reward that an Eligible Customer will receive upon fulfilling the conditions above is a HKTVmall e-Voucher, with face value of HK$100 (the "e-Voucher"). The e-Voucher is only applicable to online shopping at www.hktvmall.com or on the HKTVmall mobile application. Usage of the e-Voucher is subiect to other terms and conditions of use. Please refer to the e-Voucher for additional details.
The Promotion Reward is valid until the expiration date stated on the Promotion Reward(s) and may not be used thereafter. The Promotion Reward(s) are non-transferable and non-refundable, and may not be redeemed for cash, credit or other merchandise. MoneyHero will not be responsible for re-issuing any Promotion Reward(s) if they expire, are lost or are misappropriated by a third party.
MoneyHero is not associated with the provider of the Promotion Reward(s) and is not responsible for any issues related to usage of any Promotion Reward(s). Any enquiries regarding the Promotion Rewards should be directed to the provider/manufacturer of the Promotion Rewards.
If the provider of the Promotion Reward(s) stops supplying the relevant Promotion Reward(s) / the Promotion Reward(s) can no longer be purchased from official channels, MoneyHero reserves the right to change the Promotion Reward(s) and replace it with an alternative of similar value.
Where the Promotion Reward is a voucher for a third-party merchant (e.g HKTVmall, Wellcome), all vouchers issued are subject to the terms and conditions of the vouchers’ merchants. All additional terms and conditions will be explained at the time of shipment or fulfillment of the Promotion Reward(s) or noted on the Promotion Reward(s). Additional terms and conditions may include expiration dates, consumption requirements, applicable or excluded products, and other conditions. The supplier of Promotion Reward(s) reserves the right to change, cancel, terminate or suspend the order for Promotion Reward(s) or other Rewards or any part thereof or any part of the applicable Terms and Conditions from time to time with or without prior notice. MoneyHero shall not in any way be liable for any goods, services or the quality or performance of such goods or services supplied by any third-party merchant, site or service provider. MoneyHero is not liable in any way for any claims, damages, losses, expenses, liabilities or costs, whether incurred directly or indirectly from the use of such vouchers. Any such enquiries, complaints or comments should be directed to the relevant third-party merchant.
Redemption Process for the Promotion Reward
The general redemption process set out on the MoneyHero Website shall not apply to this Promotion. The redemption process for the Promotion Reward shall be governed solely by the Terms and Conditions of this Promotion.
The Promotion Reward(s) will be sent to the email address of the Eligible Customer provided to MoneyHero during the purchase of their Eligible Product through MoneyHero. Eligible Customers who provide inaccurate or incorrect information (as determined by MoneyHero acting in its absolute discretion) will not be able to receive any Promotion Reward.
Redemption instructions will be sent to Eligible Customers via email by Mar 31, 2024, depending on the reward vendor's delivery time or other factors that may affect the fulfillment time of the Promotion Reward.
Any queries regarding redemption, or redemption submissions of the Promotion Reward that are received after Apr 30, 2024 will not be handled, except for those already in progress.
Any Promotion Reward(s) not claimed past the stipulated collection period (if any) be forfeited without any liability on the part of MoneyHero to the Eligible Customer. Any Eligible Customer whose Promotion Reward has been forfeited shall not be entitled to any payment or compensation in lieu from MoneyHero.
General Promotion Terms
By participating in this Promotion, Eligible Customers agree to be bound by these Terms and Conditions.
In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.
In the event of any inconsistencies between these Terms and Conditions and any other materials (e.g marketing materials) relating to this Promotion, these Terms and Conditions shall prevail.
MoneyHero reserves the right to amend these Terms and Conditions at any time, including changing the Promotion Period or Promotion Reward or to terminate this Promotion with or without prior notice.
Participants of this Promotion agree to regularly browse the MoneyHero website to review these Terms and Conditions to ensure that they are fully aware of any changes or changes that MoneyHero may make to these Terms and Conditions from time to time. Participants of this Promotion also agree that their continued participation in this Promotion will constitute their acceptance of these Terms and Conditions (including the versions that may be changed or modified from time to time) from time to time.
For any cancellation, withdrawal or suspension arrangement made by MoneyHero in connection with this Promotion, the participant will not be entitled to any and all losses or damages suffered or incurred by the participant directly or indirectly as a result of the cancellation, termination, withdrawal or suspension arrangement, and claim any compensation from MoneyHero.
MoneyHero does not assume any legal responsibility for any aspect of Promotional Reward(s), including but not limited to the provision or delivery of Promotional Reward(s).
Promotion Rewards are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Promotion are available while stock lasts. Eligible Customers are responsible for checking the quality of the Promotion Rewards at the time of redemption. MoneyHero shall have no legal liability relating to any aspects of the Promotion Rewards including but not limited to their quality, supply, delivery and maintenance.
Promotion Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.
By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal or fraudulent purposes.
MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and its agents from all liability, including, without limitation, with respect to this Promotion and the Promotion Rewards.
MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, willful spamming or manipulation of any MoneyHero’s processes, or website).
If a user successfully purchases an Eligible Product during the Promotion Period but cancels the policy for any reason, they will not be eligible to receive any Promotional Reward(s).
MoneyHero reserves the right to claw back or otherwise demand a return of the Promotional Reward(s) or equivalent value of cash if the policy holder cancels the policy for the Eligible Product applied for after receiving the Promotional Reward(s).
MoneyHero’s decisions on all aspects of this Promotion, including but not limited to the definition of eligible users, shall in any case be deemed final and conclusive and any further appeals, inquiries and/or correspondence shall not be considered will be dealt with.
Final approval of any product is determined by the Product Provider in its absolute discretion and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.
By participating in this Promotion, customers agree to allow the Product Provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the customer has fulfilled all the conditions required to receive the Promotion Reward, for the purposes of verifying a participant’s eligibility for the Promotion Reward.
MoneyHero strives to keep its information accurate and up to date. However, this may sometimes differ from the information provided on the Product Provider, financial institution, service provider or specific product’s site. Eligible Customers should refer to the Product Provider’s website for the most updated rates/fees/T&Cs on the relevant product.
These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong.
In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.