Terms and Conditions
Description
Eligible Customers (as defined below) who successfully apply for a CNCBI $mart Plus Personal Installment Loan or CNCBI $mart Plus Personal Installment Loan – Debt Consolidation (each a “Designated Loan”) through MoneyHero, are approved by CNCBI and fulfill the drawdown requirement within the given period will receive a HKD 1,500 Sogo coupon OR Donki coupon and up to a $4,000 cash rebate, depending on the amount drawn down and repayment period ("Reward").
Promotion Period
Unless otherwise specified, the promotion period is from 12:00nn May 3 to 18:00 May 17, 2021, both dates inclusive (“Promotion Period”).
Eligibility
In order to receive the Reward, customers are required to, during the Promotion Period:
- Be an Eligible Customer (as defined below);
- Fully complete and submit an application for a Designated Loan on the dedicated link through MoneyHero during the Promotion Period, where:
- the application is recorded by CNCBI within its system backend; and
- the loan amount is HKD400,000 or above and has a repayment period of 36 months or longer.
If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero in accordance with these Terms and Conditions;
- Have their application for the Designated Loan approved by CNCBI and drawdown the specified amount on or before 30 Jun 2021, subject to CNCBI’s system record;
- Fully complete and submit the MoneyHero Reward Redemption Form on or before Jul 17, 2021 after receiving approval from CNCBI; and
- Maintain the account for the Designated Loan in a valid, non-delinquent and good standing state on the date of and before the release of the Reward.
Customers who complete all the steps above shall be considered “Eligible Customers”.
Rewards
- Eligible Customers who fulfil all the requisite conditions above will be eligible to receive one of the below Reward(s), depending on the drawdown loan amount:
- If the amount drawn down is HK$400,000 or above with a minimum repayment period of 36 months or more, a HK$1,500 Sogo or Donki voucher; and
- A maximum HK$4,000 cash rebate, if the amount drawn down is HK$800,000 or above with a minimum repayment period of 36 months or more. If an Eligible Customer does not fulfil these criteria, they will only be eligible to receive a smaller cash rebate. (Please click here for more details)
- MoneyHero is not associated with the provider of the Reward(s) and is not responsible for any issues related to usage of the Reward(s). Any enquiries regarding the Reward(s) should be directed to the provider/manufacturer of the Reward.
Redemption Process for the Reward
- The general redemption process set out on the MoneyHero Website shall not apply to this Promotion. The redemption process for the Reward shall be governed solely by the Terms and Conditions of this Promotion.
- Eligible Customers whose applications for the Designated Loan are approved by CNCBI are required to submit the MoneyHero Reward Redemption Form on or before July 17, 2021 and drawdown the specified loan amount as specified above on or before June 30, 2021 in order to be eligible for the Reward. Customers who do not submit the MoneyHero Reward Redemption Form on or before the stipulated date will not be able to receive the Reward.
- Eligible Customers who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form (as determined by MoneyHero acting in its absolute discretion) will not be able to receive the Reward.
- The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Reward.
- Customers are required to redeem the Reward on or before Dec 15, 2021. Any queries regarding redemption, or redemption submissions of the Reward that are received after this date will not be handled, except for those already in progress.
General Policy
- In case of any disputes, MoneyHero reserves the right to make the final decision, which shall be binding on all participants.
- MoneyHero reserves the right to amend these terms and conditions at any time, including changing the Promotion Period or Reward or to terminate this Promotion without prior notice.
- Rewards are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Promotion are available while stock lasts. Customers are responsible for checking the quality of the Rewards at the time of redemption. MoneyHero shall have no legal liability relating to any aspects of the Rewards including but not limited to its quality, supply, delivery and maintenance.
- Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.
- By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal purposes.
- By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Reward, for the purposes of verifying a participant’s eligibility for the Reward.
- By participating in this Promotion, participants consent to MoneyHero sharing their personal details with the product provider in order to accurately track the number of applications and/or approvals, as well as to confirm whether a participant is eligible to receive any rewards.
- Final approval of any product is determined by the product provider and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.
- MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and their agents from all liability, including, without limitation, with respect to this Promotion and the Reward.
- MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero’s processes, or website).
- In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.