Terms and Conditions of "MoneyHero – Amex Campaign Jan 2021 (the “Promotion”)
New Credit Card Customers who successfully apply for a “Designated Card” through MoneyHero, are approved by American Express and fulfill the spending requirement within the given period will receive an Apple Store Gift Card or city'super coupon, with face value depending on the Designated Card applied for (""Reward"").
Unless otherwise specified, the promotion period of the Promotion is from 12:00nn Jan 12 to 18:00 Jan 18, 2021, both dates inclusive (the “Promotion Period”).
In order to receive a Reward, customers are required to, during the Promotion Period:
- Be a New Credit Card Customer (as defined below);
- Fully complete and submit an application for a Designated Card (as defined below) on the designated link through MoneyHero during the Promotion Period;
- Have their application for the Designated Card approved by American Express on or before Feb 18, 2021, subject to American Express’s system record;
- Fully complete and submit the MoneyHero Reward Redemption Form within 30 days of receiving approval from American Express; and
- Spend at least HK$6,000 using the Blue Cash® Credit Card from American Express , at least HK$5,000 using the American Express Platinum Credit Card, or at least one transaction using The Platinum Card®, depending on which Designated Card is applied for, within the first 3 months of card membership.
New Credit Card Customers
For the purposes of the Promotion, New Credit Card Customers shall be defined as:
Customers who have not held the same Designated Card applied for at any time within the past 12 months from the date of their application under this Promotion.
If the card holder cancels the American Express card within 12 months of card issuance, American Express reserves the right to debit the original price of the Welcome Offers from the card holder’s account.
The exclusive MoneyHero offer and welcome offer of American Express Platinum Credit Card are
not eligible for existing The Platinum Cardmembers.
- American Express The Platinum Card®
- American Express Platinum Credit Card
- American Express Blue Cash® Credit Card
The Reward that a New Credit Card Customer may receive upon completion of the stipulated requirements (including spending requirements) shall depend on the Designated Card applied for:
The Platinum Card®:
- Apple Store gift card with face value of HK$2,000 or city'super cash coupon with face value of HK$2,000
American Express Platinum Credit Card:
- Apple Store gift card with face value of HK$1,500 or city'super cash coupon with face value of HK$1,500
Blue Cash® Credit Card:
- Apple Store gift card with face value of HK$1,000 or city'super cash coupon with face value of HK$1,000
Eligible Customers who fulfil the conditions will be able to select either of the Promotion Rewards, subject to availability.
MoneyHero is not associated with the provider of the Reward(s) and is not responsible for any issues related to usage of the Reward(s). Any enquiries regarding the Reward(s) should be directed to the provider.
If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any Rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero in accordance with these Terms and Conditions;
- Customers whose applications for the Designated Card are approved by American Express are required to submit the MoneyHero Reward Redemption Form within 30 days of receiving approval in order to be eligible for the Reward. Customers who do not submit the MoneyHero Reward Redemption Form within this period will not be able to receive the Reward.
- Customers who submit the MoneyHero Reward Redemption Form within the period stipulated above but do not fulfil the spending requirements using the Designated Card within the first 3 months of card approval will not be eligible to receive the Reward.
- Participants who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form will not be able to receive the Reward.
- The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
- In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.
- MoneyHero reserves the right to amend these Terms and Conditions at any time, including changing the Promotion Period or Reward or to terminate this Promotion without prior notice.
- Rewards are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Promotion are available while stock lasts. Customers are responsible for checking the quality of the Promotion Rewards at the time of redemption. MoneyHero shall have no legal liability relating to any aspects of the Promotion Rewards including but not limited to its quality, supply, delivery and maintenance.
- Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.
- By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal or fraudulent purposes.
- By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Reward, for the purposes of verifying a participant’s eligibility for the Reward.
- By participating in this Promotion, participants consent to MoneyHero sharing their personal details with the product provider in order to accurately track the number of applications and/or approvals, as well as to confirm whether a participant is eligible to receive any rewards.
- Final approval of any product is determined by the product provider in its absolute discretion and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.
- MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and its agents from all liability, including, without limitation, with respect to this Promotion and the Reward.
- MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero’s processes, or website).
- In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.