MoneyHero Apple Store Gift Card Reward Promotion Terms and Conditions – MoneyHero

MoneyHero Apple Store Gift Card Reward Promotion (the “Promotion”)

New Credit Card Customers (as defined below) who successfully apply for a Citi Cash Back Card or Citi Rewards Mastercard or Citi Prestige Card or Citi Octopus Platinum Card (“Designated Citi Card”) within the Promotion Period through the dedicated MoneyHero website, are approved by Citibank, fulfill the spending requirement within the given period and submit the MoneyHero rewards redemption form will receive an Apple Store Gift Card of face value HK$1,300(“Promotion Reward).

Promotion Period

Unless otherwise specified, the promotion period of the MoneyHero Apple Store GiftCard Reward Promotion is from 18:00 Nov6 to 18:00 Nov12, dates inclusive (“Promotion Period”).

Eligible Customers

In order to receive the Promotion Reward, customers are required to, during the Promotion Period:

1. Be a New Credit Card Customer (as defined below);

2. Fully complete and submit an application for the Designated Card on the dedicated link through MoneyHero during the Promotion Period. If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero;

3. Have their application for the Designated Card approved by the card provider on or before Dec 13, 2020, subject to the card providers’ system records;

4. Fully complete and submit the MoneyHero Reward Redemption Form within 30 daysof receiving approval from the card provider; and

5. Make at least one transaction using the Designated Citi Card applied for within 30 days of card approval.

Designated Cards

Citi Cash Back Card

Citi Rewards Mastercard(excluding Citi Rewards Card (Student)& Union Pay)

Citi Prestige Card

Citi Octopus Platinum Card(excluding Citi Octopus Platinum Card (Student))

New Credit Card Customers

For the purposes of the Promotion, New Credit Card Customers shall be defined as:Customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card.

MoneyHero Apple Store Gift Card Rewards

The MoneyHero Apple Store Gift Card Reward that an Eligible Customer will receive upon fulfilling the conditions:

Apple Store Gift Card,face value of HK$1,300 (as of Nov 4 2020, according to Apple).

Redemption Process of MoneyHero Apple Store Gift CardRewards

- Customers whose applications for the Designated Card are approved by the card provider are required to submit the MoneyHero Reward Redemption Form within 30days of receiving approval in order to be eligible for the MoneyHero Apple Store Gift CardReward. Customers who do not submit the MoneyHero Reward Redemption Form within this period will not be able to receive the MoneyHero Apple Store Gift CardReward, even if they fulfill all other conditions.

- Customers are required to make at least onetransaction with the Designated Card within 30 days upon card approval.

- Participants who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form will not be able to receive the MoneyHero Apple Store Gift CardReward.

- The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situationregarding s user’s approval and transaction status or other factors that may affect eligibilityfor the Promotion Reward.

- Please contact MoneyHero to redeem the Promotion Reward on or before 31 March 2021. Any queries regarding redemption of the Promotion Reward that are received after this date will not be handled, except for those already in progress.

General Policy

-In case of any disputes, MoneyHero reserves the right to make the final decision, which shall be binding on all participants.

- MoneyHero reserves the right to amend these terms and conditions at any time, including changing the Promotion Period or Reward or to terminate this Promotion without prior notice.

- Rewards are not refundable nor exchangeable for cash or other rewards.

- Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.

- By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal purposes.

- By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Reward, for the purposes of verifying a participant’s eligibility for the Reward.

- By participating in this Promotion, participants consent to MoneyHero sharing their details with the product provider in order to accurately track the number of applications and/or approvals, as well as to confirm whether a participant is eligible to receive any rewards.

- Final approval of any product is determined by the product provider and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.

- MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and their agents from all liability, including, without limitation, with respect to this Promotion and the Reward.

- MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero’s processes, or website).

- Applicants understand and accept that gift fulfilment is facilitated by MoneyHero; Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfilment.

- In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

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