Terms and Conditions
New Credit Card Customers (as defined below) who successfully apply for an American Express Platinum Credit Card, American Express® Cathay Pacific Elite Credit Card, or The Platinum Card® (“Designated Card”) through MoneyHero, are approved by American Express and fulfill the spending requirement within given period will receive one unit of Apple AirPods or Apple AirPods Pro. ("Reward").
Unless otherwise specified, the promotion period is from 12:00nn Aug 11 to 18:00 Aug 20, 2020, both dates inclusive (“Promotion Period”).
In order to receive the Reward, customers are required to, during the Promotion Period:
1. Be a New Credit Card Customer (as defined below);
2. Fully complete and submit an application for a Designated Card on the dedicated link through MoneyHero during the Promotion Period;
3. Have their application for the Designated Card approved by American Express on or before Oct 5, 2020, subject to American Express’s system record;
4. Fully complete and submit the MoneyHero Reward Redemption Form on or before November 5, 2020 after receiving approval from American Express; and
5. Within the first 3 months of card membership:
(i) Where the Designated Card applied for is the American Express Platinum Credit Card or American Express® Cathay Pacific Elite Credit Card, spend at least HK$5,000 using the Designated Card; or
(ii) Where the Designated Card applied for is The Platinum Card®, make at least one transaction using the Designated Card.
New Credit Card Customer: An individual who has not held the same Designated Card as the Designated Card applied for as part of this Promotion in the 12 months prior to submitting their application. If the Designated Card applied for is cancelled within 12 months of card issuance, American Express reserves the right to debit the original price of the Reward from the cardholder.
Designated Cards & Annual Fee
The Platinum Card® - HK$7,800
American Express Platinum Credit Card - HK$2,200
American Express® Cathay Pacific Elite Credit Card - First-year annual fee waiver of HK$1,800
Eligible Customers who fulfil all the requisite conditions above will receive one of the below reward(s), depending on the Designated Card applied for and fulfilment of the spending requirement:
American Express Platinum Credit Card and The Platinum Card®: one set of Apple AirPods Pro, face value of HK$1,999 (as of 29 July 2020, according to Apple).
American Express® Cathay Pacific Elite Credit Card: one set of Apple AirPods, face value of HK$1,299 (as of 29 July 2020, according to Apple).
MoneyHero is not associated with the provider of the Reward(s) and is not responsible for any issues related to usage of the Reward(s). Any enquiries regarding the Reward(s) should be directed to the provider.
- Customers whose applications for the Designated Card are approved by American Express are required to submit the MoneyHero Reward Redemption Form on or before November 5, 2020 in order to be eligible for the Reward. Customers who do not submit the MoneyHero Reward Redemption Form within this period will not be able to receive the Reward.
- Customers who submit the MoneyHero Reward Redemption Form within the period stipulated above but do not fulfil the spending requirement using the Designated Card within first 3 months of card approval, will not be eligible to receive any Reward.
- Participants who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form will not be able to receive the Reward.
- In case of any disputes, MoneyHero reserves the right to make the final decision, which shall be binding on all participants.
- MoneyHero reserves the right to amend these terms and conditions at any time, including changing the Promotion Period or Reward or to terminate this Promotion without prior notice.
- Rewards are not refundable nor exchangeable for cash or other rewards.
- Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.
- By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal purposes.
- By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Reward, for the purposes of verifying a participant’s eligibility for the Reward.
- Final approval of any product is determined by the product provider and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.
- MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and their agents from all liability, including, without limitation, with respect to this Promotion and the Reward.
- MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero’s processes, or website).
- In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.