The following malicious or fraudulent acts:
(i) unauthorized access to or use of your credit card, debit card or bank account issued by a financial institution in Hong Kong in electronic device(s);
(ii) transmission or introduction of a computer virus or harmful code, including ransomware, into your electronic device(s);
(iii) alteration, corruption, damage, manipulation, misappropriation, theft, deletion or destruction of your electronic device; or
(iv) inhibition or restriction of access targeted at or directed against your electronic device(s), which directly and solely results in a financial loss.