There is no such thing as a free lunch; a debt consolidation loan usually charges a handling fee of every year. Furthermore, many loan plans claim to be 'interest-free', you should keep in mind that these are limited-time deals and you will be charged a higher rate of interest afterwards -- please be financially prepared to avoid penalties.
Articles in this section
- What are Loans?
- What are the Personal Loans? How are they different from other consumer loans?
- What are the types of Personal Loans Available in Hong Kong?
- Why do I need a Personal Loan? How Much Should I Borrow?
- Why do I need a Personal Loan? How Much Should I Borrow?
- What do I need to make a successful Personal Loan Application?
- How is the Maximum Personal Loan Amount Calculated?
- How should I compute Total Interest Amount?
- How long does it take to process my personal loan applications?
- What do I need to make a successful Personal Loan Application?