A mortgage is a secured loan in which you agree to give the property as security while a home ownership loan is an unsecured loan in which you don't have to use your home as collateral for the loan. In Hong Kong, many banks and lending companies provide personal loans for property owners such as Bank of China's BOC Express Cash Property Owner Loan, BEA's Property Owner Instalment Loan and Prime Credit's Property Owner Personal Loan.
Articles in this section
- What are Loans?
- What are the Personal Loans? How are they different from other consumer loans?
- What are the types of Personal Loans Available in Hong Kong?
- Why do I need a Personal Loan? How Much Should I Borrow?
- Why do I need a Personal Loan? How Much Should I Borrow?
- What do I need to make a successful Personal Loan Application?
- How is the Maximum Personal Loan Amount Calculated?
- How should I compute Total Interest Amount?
- How long does it take to process my personal loan applications?
- What do I need to make a successful Personal Loan Application?