Before purchasing any plan, You should first compare personal liability cover because if maids cause casualties injury and death of a third party, the claims amount cannot very huge. For example, if a domestic helper drops a window to the floor accidentally and hit a person on the street, employer has to bear the compensation. The amount can be thousands to million.
|Insurance Company||Personal Liability Cover|
|Dah Sing, Prudential, Hong Leong, Allied World, AIG, AXA||HK$100,000|
|Blue Cross, QBE||HK$200,000|
Further reading: Comparing domestic helper insurance premium plans