Generally, the application processes of a debt consolidation loan are simple; even though you don't have a bank account at a specific bank; if you are a Hong Kong permanent resident aged 18 or above and you could provide any income proof, you could get a debt consolidation loan. You should also check if other costs are involved in the loan, such as service charge and early repayment fee.
Articles in this section
- What are Loans?
- What are the Personal Loans? How are they different from other consumer loans?
- What are the types of Personal Loans Available in Hong Kong?
- Why do I need a Personal Loan? How Much Should I Borrow?
- Why do I need a Personal Loan? How Much Should I Borrow?
- What do I need to make a successful Personal Loan Application?
- How is the Maximum Personal Loan Amount Calculated?
- How should I compute Total Interest Amount?
- How long does it take to process my personal loan applications?
- What do I need to make a successful Personal Loan Application?