What documents are required for personal loan application?

Generally speaking, banks and financial institutions require documents including Hong Kong Identity Card, income proof (e.g. bank account statement or passbook showing the latest month payroll record) and current residential address proof (e.g. water and electricity bills, bank statement), etc. If you are self-employed, you might need to submit supporting documents like present business registration certificate, business account record and tax bill. Today you may even get a personal loan without income proof or showing up in any branches, you will just need to apply online or by phone, without the need to submit any supporting documents like the HKID Card.