Each insurance companies has its own handlig for the coverage of domestic helper's effect. For example, Allied World and FWD list in details the maximum coverage for each item in each policy year but MSIG only lists the maximum coverage. Besides, domestic helper's effect is included in household content coverage in Prudential, CHUBB and Zurich's plan, while it is excluded in Dah Sing Insurance's plan.
| Insurance Company (Plan) | Domestic Helper's Effect Cover (Maximum Limit/year) | Domestic Helper's Effect Cover (Maximum Limit/item) |
|---|---|---|
| Allied World (Plan I) | $10,000 | $2,500 |
| AXA (SmartHome Optimum) | $25,000/each helper | $1,000 |
| Dah Sing (Plan B) | X | X |
| FWD (Easy HomeCare ) | $5,000 | $1,000 |
| MSIG (Plan B) | $5,000 | Not applicable |