Water pipe leakage coverage is usually categorized into Property loss due to water leakage and Maintenance cost of pipe, different insurance companies provide different level of coverage:
| Insurance Company | Property loss due to water leak | 24 hours emergency service (Maintenance cost of pipe) |
|---|---|---|
| Allied World | ✓ | Water draining system maintenance |
| AXA | ✓ | Referral only* |
| Dah Sing | ✕ | Water draining system maintenance |
| FWD | ✓ | ✕ |
| MSIG | ✓^ | Referral only |
| Prudential | ✓ | ✕ |
| Zurich | ✓ | Water supply system maintenance |
*The relevant cost will only be covered if the pipe is your own improvement but not the original structure.
Besides, if the water from the burst pipe damages the property of your neighbour, such as the apartment downstairs, AXA will cover your liability for such damage.