"Eligible Spending" refers to posted retail purchase transactions, including Octopus automatic add value service transactions. For a purchase transaction under Card Interest-free Instalment Loan, rewards will be credited into the Applicable Card account when the instalment is posted to the Card account.
Ineligible transactions are:
- Fund purchases
- Cash advances and relevant handling/administration fees
- Casino chips
- Foreign exchange
- Finance charges
- Reversed transactions
- Late charges
- Credit card annual fee
- Call-a-loan, Balance Transfer, Funds Transfer, Fee Based Instalment
- DCC transactions
- Reload of e-wallets (include but not limited to PayMe、WeChat Pay and Alipay HK)
- Insurance payment
- Tax payment
- Bill payment transactions made through DBS iBanking, JET Payment Service or any other means as specified by the Bank from time to time
- Transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time