Total spending amount of welcome offer includes all retail transactions made by the Eligible Card. "Local spending" means the posted retail transactions settled in Hong Kong Dollars and Macau Pataca conducted at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) in Hong Kong and Macau. "Overseas spending" refers to posted retail transactions settled in foreign currencies, excluding Macau Pataca, conducted at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong.
Ineligible transactions are:
- Card Interest-free Instalment Loan
- Non Hong Kong Dollars or Macau Pataca transactions
- Cash advances and relevant handling/administration fees
- Application fee/handling fee and add value of Octopus Automatic Add-Value Service
- Casino chips
- Foreign exchange
- Finance charges
- Reversed transactions
- Late charges
- Credit card annual fee
- “Call-a-loan”
- “Balance Transfer”
- “Funds Transfer”
- “Fee Based Instalment Programme”
- “Flexi-Shopping Programme”
- DCC Transaction
- Insurance payment
- Tax payment
- Reload of e-wallets (e.g. PayMe, WeChat Pay and Alipay HK)
- Any bill payment transactions made via DBS iBanking/JET Payment Service of JETCO/24-hour Customer Services Hotline or any other means as specified by the Bank from time to time
- Transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time