Eligible transactions include
• local/overseas retail transactions (including phone/mail/online purchases),
• cash advances
• monthly instalments for retail purchases.
Ineligible transactions include
• online/Automatic Teller Machine (“ATM”) bill payments
• tax payments
• recurring transactions
• autopay
• Octopus Automatic Add Value Service
• recharge of prepaid cards or digital wallets
• “Cash in Hand” programme-related amounts
• finance charges
• late charges
• annual fees
• bank charge
• purchases of casino chips
Ineligible overseas transactions include
• cash advance
• casino chip purchases
• phone/mail orders
Eligible overseas transactions include
• retail transactions made outside of Hong Kong and posted in any currency other than Hong Kong dollars (including online purchases)
• transactions settled in Hong Kong dollars under Dynamic Currency Conversion.