1. Participants who successfully complete and submit the Contest Sign-Up Form via MoneyHero during the Contest Period and complete the requirements set out herein will have a chance to receive a Special Gift (each as defined herein). MoneyHero Global Limited (“MoneyHero”) is the organiser of the Contest, which is a game of skill and not chance or luck.
2. Contest Period
12:00 noon 31 October 2022 – 6:00pm 20 November 2022, both days inclusive, unless otherwise stated.
3. Eligible Participant
In order to be eligible for a chance to receive a Special Gift and to become an “Eligible Participant”, the person entering the Contest is required to, during the Contest Period:
1. hold a valid Hong Kong ID card;
2. live in Hong Kong;
3. be 18 years old or above; and
4. fill in and submit the Contest Sign-Up Form (including the contest question) available at https://www.moneyhero.com.hk/zh/campaign/prudential2022. All information provided to MoneyHero should be accurate, including full English name (same as HKID card), mobile number, email address.
4. Conduct of Contest and Special Gifts
a. To enter the Contest, Eligible Participants must, during the Contest Period, enter their details in the Contest Sign-Up Form and ensure that:
i. all fields of the Contest Sign-Up Form are completed;
ii. the contest question is answered in Chinese within 200 words; and
iii. the Contest Sign-Up Form is successfully submitted to MoneyHero.
b. MoneyHero judges will review the entries and select the thirty-five (35) most creative and interesting answers submitted by Eligible Participants as “Winners” of the Contest. Entries containing immoral, obscene or offensive content (as determined by MoneyHero acting in its absolute discretion) will not be considered. The order of the Winners (1-35) will be based on the creativity of the answers, as determined by the MoneyHero judges in their sole discretion.
c. The decision of the judging panel is final, conclusive and not subject to appeal. The judges are under no obligation to provide any reasons for their decisions and will not engage in any conversation or correspondence regarding their decision.
d. Winners will receive one of the following Special Gifts, depending on the rank of their entry as decided by MoneyHero in its sole discretion:
i. 1st place: Nintendo Switch (OLED) (Valued at HK$2,680, according to Fortress on 20 September 2022);
ii. 2nd - 25th place: B&O Beoplay E8 Sport Earphone (Valued at HK$3,250; random color; according to Fortress on 20 September 2022).
iii. 26th - 35th place: Recolte RBQ-1(R) Home BBQ (Valued at HK$988, random color; according to Fortress on 20 September 2022).
e. The submission of a Contest Sign-Up Form does not automatically entitle an Eligible Participant to receive a Special Gift.
f. Duplicate or subsequent submissions of the Contest Sign-Up Form will be considered as multiple entries. Only the 1st submission will be considered for the Contest based on the submission time stamp in MoneyHero’s internal records, as determined by unique email and/or phone number. For example:
i. If a user submits multiple Contest Sign-Up Forms using different email addresses and phone numbers, each entry will be considered a separate entry.
ii. If a user submits multiple Contest Sign-Up Forms using multiple email addresses but the same phone number, all entries will only count as one (1) entry.
iii. If a user submits multiple Contest Sign-Up Forms using one (1) email address and multiple phone numbers, all entries will only count as one (1) entry.
Any correspondence on missing and/or delayed submissions shall not be reviewed or responded to by MoneyHero.
g. For the avoidance of doubt, each Eligible Participant will only win a maximum of one (1) Special Gift, regardless of how many unique entries the Eligible Participant submits.
h. If MoneyHero becomes aware that a single Eligible Participant is redeeming or attempting to redeem multiple Special Gifts, the Eligible Participant will only receive one (1) Special Gift, even if the Eligible Participant has two separate entries selected as winning entries.
i. MoneyHero reserves the right to pick a replacement Winner in the event that an Eligible Participant has more than one valid entry selected as a winning entry.
j. MoneyHero is not associated with the Special Gift providers and is not responsible for any issues related to quality/usage/fitness for a particular purpose of the Special Gift(s). Any enquiries regarding the Special Gift(s) should be directed to the provider/manufacturer of the Special Gift.
k. The recommended retail values of the Contest Rewards provided above are for reference purposes only and are subject to change by the issuing merchant, over which MoneyHero has no control.
l. Eligibility for the Special Gifts will be based on MoneyHero’s internal records. In the event of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.
m. Winners agree and acknowledge that (i) the Special Gifts may not include any warranty and (ii) MoneyHero does not guarantee any applicable warranty period for any Special Gifts. To the extent that a supplier warranty applies to the Special Gifts, the warranty period may commence from the date of purchase of the Special Gift by MoneyHero from the supplier, and not the date of redemption or delivery of the Special Gift to the Winners.
5. Additional Eligibility Requirements
a. All permanent and/or contract employees (“Employees”) of MoneyHero and their spouses, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws,” or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension, and any other persons residing at the same household whether or not related, are not eligible to participate in the Contest.
b. MoneyHero reserves the right to disqualify a participant from participating in this Contest if he/she does not fulfill the criteria set out in Clause 3 above or falls under one of the above categories.
6. Fulfilment Terms
a. Winners will be announced on MoneyHero’s #AlwaysMore Funtastic Contest Campaign page (https://www.moneyhero.com.hk/zh/campaign/prudential2022) on 16 Jan 2023.
b. Winners will be contacted via email (the “Rewards Notification Email”) with details on how to redeem the Special Gift within 1 month after the date the Winners have been announced. Winners are encouraged to check spam/junk folders for the Rewards Notification Email as there may be accidental redirects by the email client.
c. Winners will not be contacted further if the email delivery is unsuccessful, regardless of the reason, including if an incorrect email address was provided by the Winner.
d. MoneyHero reserves the right to reject any redemption of Special Gifts if the participant’s Contest entry is found to have been made outside of the Contest Period, or is fraudulent, against the spirit of the Contest, or non-compliant with these Contest Terms and Conditions. In the event of disputes, MoneyHero’s decision shall be final. MoneyHero reserves the right to disqualify participants who make their applications in a manner that does not comply with these Terms and Conditions and select a new Winner or otherwise dispose of the Special Gift as it sees fit.
e. Any Special Gift(s) not claimed for more than 3 months after the announcement of the Winners shall be forfeited without any liability on the part of MoneyHero to the Winner. Any Winner whose Special Gift has been forfeited shall not be entitled to any payment or compensation in lieu from MoneyHero.
f. If the provider of the Special Gift(s) stops supplying the relevant Special Gift(s) or the Special Gift(s) can no longer be purchased from official channels, MoneyHero reserves the right to change the relevant Special Gift and replace it with an alternative of similar value.
7. General Contest Terms and Conditions
a. This is a MoneyHero Contest. All queries/disputes relating to the Contest should be directed to MoneyHero. MoneyHero shall not be responsible for any loss or damage suffered by an Eligible Participant in connection with this Contest and/or the Special Gifts.
b. By participating in this Contest, Eligible Participants agree to be bound by these Terms and Conditions.
f. Eligible Participants agree and consent to allow their answers, names and likenesses in the form of text, images or photographs to be edited/to be used by MoneyHero for publicity reasons. MoneyHero reserves the rights to publish photograph(s) and/or statements from the Winners without further compensation except where prohibited by law.
g. In the event of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.
h. MoneyHero reserves the right to amend these Terms and Conditions at any time, including to change the Contest Period or date of the Contest if the launch of the Contest is delayed and shall have no liability for the same.
i. Special Gifts are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Contest are available while stock lasts. Eligible Participants are responsible for checking the quality of the Special Gifts at the time of redemption. MoneyHero shall have no liability relating to any aspects of the Special Gifts including but not limited to their quality, supply, delivery and maintenance.
j. By participating in this Contest, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Contest and they will not use this Contest for any illegal or fraudulent purposes. Where MoneyHero suspects a participant is participating in any form of unlawful activity or fraud, MoneyHero reserves the right to report such activity or suspicions to the police or relevant authorities.
k. Eligible Participants who provide inaccurate or incorrect information in the Contest Sign-Up Form (as determined by MoneyHero acting in its absolute discretion) will not be able to receive the Special Gift.
l. Any queries regarding this Contest or redemption of the Special Gift(s) that are received after 10 April, 2023 will not be handled, except for those already in progress.
m. MoneyHero reserves the right to (at its own discretion) disqualify any participant and withhold or confiscate in full or part, any Special Gift(s) if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero's processes, or website).
o. MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by Eligible Participants as a result of their participation in this Contest, including circumstances which may limit an Eligible Participant’s ability to participate in the Contest (including but not limited to technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed electronic transmission). By participating in this Contest, Eligible Participants release MoneyHero and its agents from all liability, including, without limitation, with respect to this Contest and the Special Gift.
p. MoneyHero is not a distributor of the insurance products of Prudential and its affiliates and/or making any referral to those products. MoneyHero cannot give advice or provide any recommendation on any of those products or arrange any contract of insurance in respect of life policies. MoneyHero is compensated by Prudential under this arrangement and entering the Contest shall constitute your acceptance to such compensation paid to MoneyHero.
q. MoneyHero and Prudential will not take any responsibility in case of any event that may prevent a participant from participating in the Contest or any component thereof, as a result of certain technical restrictions or other limitations or force majeure, which include but is not limited to regulatory events, government directive, government intervention, pandemic, movement control order, and act of God, etc.
r. MoneyHero and Prudential shall not be responsible or liable for any claims of loss or damage including loss of business, revenue, or profits, or any indirect or consequential loss whatsoever, arising out of or in connection with an Eligible Participant’s participation in the Contest.
s. By participating in this Contest, Eligible Participants agree and undertake to, at all times, indemnify, keep indemnified, and hold MoneyHero and Prudential, their employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages( including general, special and/or punitive damages), demands, injuries (other than personal injuries caused by the negligence of MoneyHero and/or Prudential), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, the Eligible Participant’s participation in the Contest and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.
t. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Contest are the property of their respective owners.
u. Failure by MoneyHero and Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
v. The Terms and Conditions shall be governed by the laws of Hong Kong and all participants agree to submit to the exclusive jurisdiction of the courts of Hong Kong.
w. In case of any inconsistency or discrepancy between the English version and Chinese version of the Terms and Conditions, the English version shall prevail.
x. The Contest is for participants in Hong Kong only. The Contest is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.